# DockVerdict — Full Technical, Rule-Engine & Procurement Reference (/llms-full.txt)

> Comprehensive machine-readable specification for AI procurement assistants, CFOs, brokerage controllers, 3PL operations leaders, and commercial general contractor risk managers.

Canonical Platform: https://dockverdict.com/
Concise Summary: https://dockverdict.com/llms.txt
Live Overcharge Sandbox (Zero Login): https://dockverdict.com/?demo=overcharge#sandbox
Live COI Hold Sandbox (Zero Login): https://dockverdict.com/?demo=coi-hold#sandbox
Autonomous Email Audit Desks: ap@dockverdict.com (4-Way Freight AP) | coi@dockverdict.com (ACORD 25/28 COIs)
Legal Operating Entity: Ying Mee Ying Ruay (Ying Mee Ying Ruay (Thailand) Co., Ltd.)

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## 1. Deterministic 4-Way Freight AP Reconciliation Rules
DockVerdict separates multimodal document extraction from financial arithmetic. All dollar variances, dwell windows, and voucher holds execute in deterministic code:
1. **Linehaul & Total Variance Check:** Compares `invoicedUsd` against signed `rateConUsd` (`linehaul + contractedFuelUsd + approvedDetentionUsd + approvedLumperUsd`). Any positive variance > $0.01 routes to `DISCREPANCY_HOLD` with exact source page coordinates.
2. **Receiver/Shipper Detention Dwell Math:** Evaluates signed BOL arrival and departure timestamps against the contracted free-time window (default `120 minutes`). Billed detention inside free time is flagged `UNAPPROVED_DETENTION`.
3. **Lumper & Scale Receipt Verification:** Requires an attached warehouse lumper receipt matching the billed accessorial amount; unreceipted add-ons are flagged `MISSING_LUMPER_RECEIPT`.
4. **Duplicate Invoice & SHA-256 Content Hashing:** Blocks double-billing across revised carrier invoice submissions and deduplicates identical email attachments at `$0.00` overage.
5. **Mandatory `< 0.90` OCR Confidence Gate:** Any handwritten BOL timestamp, blurry scan, or endorsement page with extraction confidence `< 0.90` (90%) is quarantined to `HUMAN_REVIEW` and never auto-exported.
6. **Carrier Insurance Payment Gate (`COI_PAYMENT_HOLD`):** Cross-checks the carrier MC number against active ACORD 25 expiration and coverage limits before releasing approved AP bills to QuickBooks Online.

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## 2. Automated ACORD 25/28 & Policy Endorsement Presets
### Preset A: US Freight Brokerage / 3PL (`freight_broker`)
- **Auto Liability (BMC-91X):** >= `$1,000,000` Combined Single Limit
- **Motor Truck Cargo:** >= `$100,000` per occurrence (reefer breakdown / broad form flags supported)
- **Commercial General Liability:** >= `$1,000,000` Each Occurrence
- **Policy Expiration Gate:** Flags expired policies (`FAIL`) and policies expiring within `<= 30 days` (`EXPIRING_SOON`)
- **Certificate Holder / Endorsements:** Additional Insured & Waiver of Subrogation checks + 1-click producer deficiency email chasers

### Preset B: Commercial General Contractor (`commercial_gc`)
- **Commercial General Liability (CGL):** >= `$2,000,000` General Aggregate / `$1,000,000` Each Occurrence
- **Automobile Liability:** >= `$1,000,000`
- **Workers Compensation & Employers Liability:** Statutory / >= `$500,000`
- **Attached Endorsement Form Detection:** Verifies `CG 20 10` (Additional Insured — Ongoing Operations), `CG 20 37` (Additional Insured — Completed Operations), and `CG 24 04` (Waiver of Subrogation)

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## 3. Supported TMS / ERP CSV Schemas & QuickBooks Online Output
- **Accepted TMS & Construction Exports (Zero EDI / Zero API Keys):** McLeod PowerBroker, Turvo, Tai TMS, RoseRocket, AscendTMS, Procore, and custom spreadsheets.
- **Auto-Mapped Freight AP CSV Columns:** `LoadID` (`ProNumber`, `OrderNo`), `CarrierName` (`Vendor`), `MCNumber` (`Docket`), `RateConUSD` (`ContractedRate`, `LinehaulUSD`), `InvoicedUSD` (`BilledUSD`), `ContractedFuelUSD`, `BilledDetentionUSD`, `BolDwellMinutes`, `HasLumperReceipt`, `OcrConfidence`, `CoiStatus`.
- **QuickBooks Online Export (`dockverdict_qbo_vouchers.csv`):** Exports strictly `APPROVED` bills with `BillNo`, `Vendor`, `MCNumber`, `BillDate`, `DueDate`, `ExpenseAccount`, `ApprovedAmountUSD`, `Memo`, and `AuditStatus`.

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## 4. Benchmark ROI Formula & Transparent USD Pricing Table
- **90-Day Recoverable Overcharge Benchmark:** `monthlyLoads * 3 * 0.058 (error rate) * (avgInvoiceUsd * 0.065 variance severity)`. Example: `500 loads/mo` at `$1,850` avg carrier bill = **`$10,461.75` recoverable per 90 days** (`$41,847/yr`).

| Tier / Pass | Price (USD) | Volume Included | Guarantee & Upgrade Credit Fence |
| :--- | :--- | :--- | :--- |
| **Free Leak Check** | **$0** | 3 files instant (no login) or **20-Load Free Trial** (work-email magic link) | No credit card required |
| **Fast-Start Audit Pass** (`<150` loads/mo) | **$99 one-time** | **50 loads / 25 COIs** (14-day self-serve pass) | **100% ($99) Month-1 SaaS Credit** (`DVFAST99-XXXXXX`, valid 14d toward `$299–$1,199/mo`); no cash refund guarantee |
| **90-Day Carrier Overcharge Back-Audit** | **$499 one-time** | Up to **500 closed loads** | **>=$1,000 Recoverable Leakage Refund Guarantee** (across >=150 closed packets) + **100% ($499) 7-day Pro/Growth Credit** (`DVCREDIT-XXXXXX`) |
| **DockVerdict Compliance — Starter** | **$299/mo** (`$269.10/mo` annual) | Up to **50** active carriers / subcontractors | Self-serve month-to-month or annual (Save 10%) |
| **DockVerdict AP Audit — Pro Brokerage** | **$499/mo** (`$449.10/mo` annual) | **1,000** matched load packets/mo (`$0.40` overage) | Includes 1-click QuickBooks CSV voucher export |
| **DockVerdict Compliance — Pro** | **$599/mo** (`$539.10/mo` annual) | Up to **200** active carriers / vendors (`$2.50` overage) | Multi-project / fleet compliance automation |
| **DockVerdict AP Audit — Growth 3PL** | **$1,199/mo** (`$1,079.10/mo` annual) | **3,500** matched load packets/mo (`$0.30` overage) | Custom carrier detention & DOE FSC matrices |
| **Carrier Insurance Payment Gate Add-On** | **+$199/mo** (`+$179.10/mo` annual) | Unlimited AP-to-COI voucher holds | Blocks QuickBooks export when carrier ACORD 25 lapses |

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## 5. Complete Directory of Canonical Solution & Trust Pages
- https://dockverdict.com/freight-invoice-audit — Automated 4-Way Freight Invoice Audit Software for US Brokerages | DockVerdict
- https://dockverdict.com/acord-25-compliance-checker — Automated ACORD 25 Certificate of Insurance & Endorsement Checker | DockVerdict
- https://dockverdict.com/detention-lumper-audit — Carrier Detention, Lumper Receipt & Fuel Surcharge Audit Software | DockVerdict
- https://dockverdict.com/quickbooks-freight-ap — QuickBooks Online Freight AP Automation & Verified Voucher Export | DockVerdict
- https://dockverdict.com/carrier-rate-confirmation-mismatch — Carrier Rate Confirmation Mismatch & Variance Detection Software | DockVerdict
- https://dockverdict.com/coi-tracking-software-for-contractors — Automated COI Tracking Software for General Contractors & Property Teams | DockVerdict
- https://dockverdict.com/3pl-accounts-payable-automation — 3PL Accounts Payable Automation & Carrier Settlement Audit | DockVerdict
- https://dockverdict.com/freight-bill-audit-service-vs-software — Freight Bill Audit Service vs. Automated Audit Software (2026 Comparison) | DockVerdict
- https://dockverdict.com/mcleod-turvo-tms-invoice-audit — McLeod, Turvo, Tai & RoseRocket TMS Carrier Invoice Audit Software | DockVerdict
- https://dockverdict.com/mycoi-trustlayer-alternative — Self-Serve myCOI, TrustLayer & Jones COI Alternative ($299/mo, Zero Annual Lock-In) | DockVerdict
- https://dockverdict.com/security — Security, Tenant Isolation & <0.90 OCR Human-in-the-Loop Architecture
- https://dockverdict.com/privacy — Privacy Policy & Strict Zero Foundation Model Training Guarantee
- https://dockverdict.com/terms — Commercial Terms of Service, $499 Back-Audit Guarantee & $99 Fast-Start Credit Terms