Built-In Commercial GC Compliance Ruleset
Out-of-the-box checks for $2M General Liability, $1M Auto, Umbrella/Excess minimums, Additional Insured Ongoing & Completed Operations (CG 20 10 / CG 20 37), and Waiver of Subrogation (CG 24 04).
Spreadsheets miss mid-project policy expirations and missing Completed Operations endorsements. DockVerdict audits ACORD 25 certificates, CG 20 10, CG 20 37, and Waiver of Subrogation (CG 24 04) forms in 90 seconds—automatically holding subcontractor draws when coverage lapses.
| Audit Check / Line Item | Submitted / Required | DockVerdict Verified | Audit Verdict |
|---|---|---|---|
| Commercial General Liability (Each Occurrence / Agg) | $2,000,000 Req | $2,000,000 | PASS |
| Additional Insured — Ongoing Ops (CG 20 10) | Endorsement Req | Attached p.2 | PASS |
| Additional Insured — Completed Ops (CG 20 37) | Endorsement Req | Missing Form | HOLD + CHASER |
| Primary & Non-Contributory + Waiver (CG 24 04) | Endorsement Req | Expiring in 9d | RENEWAL ALERT |
Out-of-the-box checks for $2M General Liability, $1M Auto, Umbrella/Excess minimums, Additional Insured Ongoing & Completed Operations (CG 20 10 / CG 20 37), and Waiver of Subrogation (CG 24 04).
Generates ready-to-send deficiency and 30/15/7-day expiration notices addressed directly to the subcontractor’s insurance producer with exact ACORD 25 citations.
Start today for $299/month (up to 50 active subcontractors) or $599/month (up to 200 vendors)—no $15,000 annual enterprise lock-in or 6-week onboarding calls.
The ACORD 25 header explicitly states the certificate confers no rights and does not amend the policy. During a construction defect or jobsite injury claim, insurers look strictly for attached CG 20 10 (ongoing operations) and CG 20 37 (completed operations) endorsement pages.
Subcontractors or their insurance brokers email PDFs straight to coi@dockverdict.com, or project coordinators drag-and-drop PDF batches into the DockVerdict Compliance Studio.
Yes. With the Payment Gate enabled, any vendor with an expired policy or missing required endorsement is automatically flagged COI_PAYMENT_HOLD prior to AP voucher export.