COMMERCIAL GC & SUBCONTRACTOR RISK COMPLIANCE

Automated Subcontractor COI & Endorsement Tracking for Commercial General Contractors

Spreadsheets miss mid-project policy expirations and missing Completed Operations endorsements. DockVerdict audits ACORD 25 certificates, CG 20 10, CG 20 37, and Waiver of Subrogation (CG 24 04) forms in 90 seconds—automatically holding subcontractor draws when coverage lapses.

Try Instant PDF & CSV Audit Sandbox → Book $499 90-Day Back-Audit (Stripe)
Switch to Commercial GC Preset in the live ACORD 25 compliance sandbox • Zero login required • >=$1,000 leakage guarantee or 100% refund (private 7-day $499 subscription credit issued on paid receipt)
$2M CGL
Commercial GC Preset Built In
CG 20 37
Completed Ops Form Detection
$299/mo
Flat Tier for Up to 50 Subcontractors

Commercial General Contractor Subcontractor COI Audit

Audit Check / Line Item Submitted / Required DockVerdict Verified Audit Verdict
Commercial General Liability (Each Occurrence / Agg) $2,000,000 Req $2,000,000 PASS
Additional Insured — Ongoing Ops (CG 20 10) Endorsement Req Attached p.2 PASS
Additional Insured — Completed Ops (CG 20 37) Endorsement Req Missing Form HOLD + CHASER
Primary & Non-Contributory + Waiver (CG 24 04) Endorsement Req Expiring in 9d RENEWAL ALERT

Built-In Commercial GC Compliance Ruleset

Out-of-the-box checks for $2M General Liability, $1M Auto, Umbrella/Excess minimums, Additional Insured Ongoing & Completed Operations (CG 20 10 / CG 20 37), and Waiver of Subrogation (CG 24 04).

Automated Insurance Agent Renewal Chasers

Generates ready-to-send deficiency and 30/15/7-day expiration notices addressed directly to the subcontractor’s insurance producer with exact ACORD 25 citations.

Transparent Self-Serve Pricing ($299/mo)

Start today for $299/month (up to 50 active subcontractors) or $599/month (up to 200 vendors)—no $15,000 annual enterprise lock-in or 6-week onboarding calls.

Frequently Asked Questions

Why isn’t the "Additional Insured" checkbox on an ACORD 25 enough for a GC?

The ACORD 25 header explicitly states the certificate confers no rights and does not amend the policy. During a construction defect or jobsite injury claim, insurers look strictly for attached CG 20 10 (ongoing operations) and CG 20 37 (completed operations) endorsement pages.

How do subcontractors submit updated certificates?

Subcontractors or their insurance brokers email PDFs straight to coi@dockverdict.com, or project coordinators drag-and-drop PDF batches into the DockVerdict Compliance Studio.

Can DockVerdict block progress payments when a subcontractor’s COI expires?

Yes. With the Payment Gate enabled, any vendor with an expired policy or missing required endorsement is automatically flagged COI_PAYMENT_HOLD prior to AP voucher export.